Finance tools
Financial Calculators
Plan pay, borrowing, repayments, savings and everyday money decisions with transparent formulas and clear assumptions.
13 calculators
Use these tools to compare salary, borrowing, savings, budgets and repayment scenarios before making money decisions.
FinanceTake Home PayEstimate annual, monthly and weekly take-home pay for the 2026 to 2027 UK tax year.FinanceMortgageEstimate monthly mortgage payments, total interest and loan-to-value from property price, deposit, rate and term.FinanceLoanCalculate monthly payments, total repayment and interest cost for a fixed-rate personal loan.FinanceCurrencyConvert an amount using a manual exchange rate and compare the effect of fees or card markups.FinanceCompound InterestProject savings growth with starting balance, regular deposits, annual rate and compounding frequency.FinanceVATAdd or remove VAT from a price and see the net, VAT and gross amounts.FinanceSavings GoalWork out the monthly saving needed to reach a goal by a target date.FinanceCard PayoffEstimate how long it could take to clear a credit card balance with a fixed monthly payment.FinanceDebt SnowballCompare a debt snowball payoff plan across three balances with an extra monthly payment.FinanceAPREstimate APR from amount borrowed, fees, monthly payment and loan term.FinanceInflationEstimate how inflation changes future cost and purchasing power using a chosen annual rate.FinanceRetirementProject retirement savings from current age, savings, monthly contributions and expected return.FinanceBudget PlannerSplit monthly income across bills, essentials, debt, saving and flexible spending.
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