Currency Conversion Calculator

What this calculator does

This currency calculator intentionally uses a manual exchange rate instead of pretending to provide live market data. Enter the rate you have been quoted and add any card, bank or provider fee.

Formula used

Converted value equals amount multiplied by exchange rate. Fee cost equals converted value multiplied by the fee percentage. Net received equals converted value minus the fee.

How to read the result

Use the result to compare travel cards, bank transfers and quoted exchange rates. A small percentage fee can matter on large transfers, so always compare the net amount received.

Assumptions

• Uses the exchange rate you enter.
• Does not fetch live rates.
• Treats the fee as a percentage of the converted value.

Sources and checks

This calculator uses a standard public formula. Where rules or thresholds can change, source links are listed on the relevant page.

Frequently asked questions